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Can Health Insurance Reject a Claim as “Medically Unnecessary”? What a Delhi Consumer Commission Held
A Delhi Consumer Commission examined whether an insurer could reject a health insurance claim by calling hospitalisation medically unnecessary. Read what it held.
Sunil Khattri
Sep 44 min read


Diabetes, Hypertension and Health Insurance Claims: What a Recent Consumer Commission Order Examined
A Delhi consumer commission directed Care Health Insurance to pay ₹2.18 lakh after rejecting a heart-attack claim based on alleged pre-existing diabetes and hypertension. Understand the medico-legal implications.
Sunil Khattri
Aug 224 min read


India Considers Major Health Insurance Reforms: What Could Change for Policyholders?
India is considering major health-insurance reforms, including standardised treatment rates, a common insurance product and wider use of NHCX. Here's what policyholders need to know.
Sunil Khattri
Aug 135 min read


Your Parents’ ₹5L Mediclaim May Not Be Enough Today: Understanding the Hidden Traps in Senior Citizen Health Insurance
Many senior citizen mediclaim policies in India contain hidden limits like copay, room rent caps and sub-limits. Learn how these traps affect claim payouts.
Sunil Khattri
May 114 min read


Mediclaim in India vs Global Health Insurance: How Do We Compare in 2025?
How does India’s mediclaim system compare globally? Learn key differences in coverage, claims, medical costs and insurance trends in 2025.
Sunil Khattri
Apr 134 min read


Mediclaim Myths vs Facts: Debunking Common Misconceptions in India
Confused about mediclaim policies in India? Learn the truth behind common health insurance myths, pre-existing disease rules, claim rejections and coverage facts.
Sunil Khattri
Mar 113 min read


Consumer Forums on Mediclaim Rejections: Key Takeaways for Policyholders
Mediclaims are often denied citing pre-existing diseases. Learn what recent Indian consumer forum cases say about fairness, relevance and policyholder rights.
Sunil Khattri
Jan 124 min read


A Missed Declaration Leads to a Denied Claim: What a Recent Travel Insurance Case Teaches Us
Learn how a missed medical detail led to a denied travel insurance claim, and why both travellers and insurers must act responsibly for fair claim outcomes.
Sunil Khattri
Nov 9, 20255 min read


Why Mediclaim Rejections Are Rising And What Policyholders Must Know
Mediclaim rejections are increasing in India. Learn key reasons, your legal rights, and how policyholders can prevent unfair claim denials.
Sunil Khattri
Oct 27, 20254 min read
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